Are you covered?

6/20/2019 (Permalink)

If your home fell victim to a major disaster tomorrow, would your insurance cover the damages? Homeowners insurance may help cover certain causes of storm damage, including wind, hail and lightning. However, damage caused by flood and catastrophic storms are typically not covered by a standard homeowners insurance policy. It's important to read your policy to learn what types of storm damage may or may not be covered.

When purchasing a new home policy it's important to consider the geographic location, weather patterns and flood risk assesments of the area your property is located in. You might perceive additional coverage as an unnecessary cost, but consider the cost to rebuild or repair out of pocket. SERVPRO bases its pricing off national average or market rates, you’ll be thankful you spent the extra funds on these types of coverages rather than having to pay out of pocket. Take the time now to make sure you are prepared for what ever may happen, instead of finding out your not covered in the middle of a disaster.